FULL THROTTLE FUNDING
Products engineered for the diverse needs of your clients nationwide.
NON-QM +
DSCR
"Precision lending for income-driven investments."
- Loans up to $4M
- Up to 85% LTV
- No personal income verification required
- Short term rentals allowed
BANK STATEMENT
"Built for consistent cash-flow borrowers."
- Loans up to $3.5M
- Up to 90% LTV
- 12 or 24 months review
- Personal or business bank statements
ALT-DOC
"Alternative income solutions for self-employed and unconventional borrowers."
- 1099 Only, P&L, and more
- Up to 85% LTV
- Owner Occ. & NOO
ASSET DEPLETION
"Convert assets into income instead of using traditional income."
- No DTI required if assets cover 125% of the loan
- Can be layered in to increase qualifying income
- Use up to 100% of assets ÷ 84
FULL-DOC
"For clients with strong documentation but unique financing needs."
- Flexible options for unique scenarios
- Purchase, R/T refi, cash-out
- Owner Occ. & NOO
JUMBO AUS
"Great substitute for agency high-balance loans – Less LLPAs!"
- Up to 85% LTV
- Loans up to $3.5M
- DTI up to 50%
- Flexible: 1x30x12 allowed
PROJECT FINANCING
The Shift Series is a new suite of business-purpose loan options for your real estate investor clients who aim to create value through renovation and construction.
From light rehab projects to new construction, these solutions give you more ways to finance the strategy behind the project.
ELIGIBILITY
Business Purpose Only
New Investors Accepted
TERMS
12, 18 & 24 Month Terms
Rates Start in the Low 8s
CAPACITY
Up to 92.5% LTC
Loans up to $4.5 million
SPEED
Same-Day LOIs Available
Fast Closings