The Garage
Technical Library
Product Matrices
Daytona - Bank Statement(+) Matrix
Imola - Bank Statement(+) NOO Matrix
Imola - Bank Statement(+) OO Matrix
Indy - Bank Statement(+) Matrix
Laguna - Bank Statement(+) Matrix
LeMans - Bank Statement Matrix
LeMans - Investor Bank Statement Matrix
Monaco - Bank Statement(+) Matrix
Monza - Bank Statement(+) Matrix
Silverstone - Bank Statement(+) Matrix
Spa - Bank Statement(+) Matrix
Talladega - Bank Statement Matrix
Talladega - Bank Statement(PLUS) Matrix
Daytona - DSCR Matrix
Imola - DSCR Matrix
Indy - DSCR Matrix
Laguna - DSCR Matrix
LeMans - DSCR Matrix
Monaco - DSCR Matrix
Monza - DSCR Matrix
Silverstone - DSCR Matrix
Spa - DSCR Matrix
Suzuka - DSCR Matrix
Talladega - DSCR Matrix
Talladega - DSCR Multifamily 5-8 Matrix
Talladega - DSCR Supreme Matrix
Daytona - Alt-Doc Matrix
Daytona - Full-Doc Matrix
Imola - Alt-Doc NOO Matrix
Imola - Alt-Doc OO Matrix
Indy - Alt-Doc Matrix
Laguna - Alt-Doc Expanded Matrix
Laguna - Alt-Doc Matrix
LeMans - Alt-Doc (Bank Statement) Matrix
LeMans - Asset Depletion Matrix
LeMans - Full-Doc Matrix
LeMans - Investor Alt-Doc Matrix
Monaco - Alt-Doc & Full-Doc Matrix
Monza - Alt-Doc OO & NOO Matrix
Silverstone - Alt-Doc Matrix
Spa - Alt-Doc Matrix
Suzuka - Alt-Doc Matrix
Suzuka - Full-Doc Matrix
Talladega - Alt-Doc Matrix
Talladega - Alt-Doc PLUS Matrix
Product Forms
Anti-Steering Disclosure
Borrower Certification & Authorization
Borrower Contact Consent
Broker Fee Payment Request
Business Purpose Occupancy Affidavit
Condo Questionnaire
Drive TPO Mortgagee Clause
Gift Letter
LLC Borrowing Certificate - Multiple Members
LLC Borrowing Certificate - Single Member
Personal Guarantee Agreement (2 of 2)
Personal Guarantee Attestation Form (1 of 2)
Sample Tax Preparer Letter
Self-Employed Business Narrative
Shift Series - Loan Intake Form
Spousal Consent
SSA-89
Verbal Credit Authorization Form
Product Guidelines
Daytona - Non-QM Guidelines
Imola - Non-QM Guidelines
Indy - Non-QM Alt-Doc Guidelines
Indy - Non-QM DSCR Guidelines
Laguna - Non-QM Guidelines
LeMans - Non-QM Guidelines
Monaco - Non-QM Guidelines
Monza - Non-QM Guidelines
Silverstone - Non-QM Guidelines
Spa - Non-QM Alt-Doc Guidelines
Spa - Non-QM DSCR Guidelines
Suzuka - Non-QM Alt & Full-Doc Guidelines
Suzuka - Non-QM DSCR Guidelines
Talladega - Non-QM Guidelines